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Have you ever modified your car and called your insurance company up to be gobsmacked by your new insurance quote ? Have you ever decided to be honest about a new exhaust you have had fitted or a new set of alloy wheels and after being quoted a fortune wishing you hadn’t ? 
Modified Car Insurance is fast becoming more accepted by insurance companies with more cars on the road having some alterations to them and even cars manufacturted having sports mods, alloy wheels and turbo models fitted in factory.
When it comes to Modified Car Insurance you should always, always inform your insurance company of any changes you have made to your car because by not doing so if on the unlikley event you do have a bump or a crash the Modified Car Insurance companies will do anything to get out of paying for the accident meaning you will be left to pay the full cost of the bill yourself.
If you own a car or vehicle of any kind and you have ever made any modifications to it then had a bump or an accident where you’re car insurance have investigated it you may have been one of those people unlucky enough to have your car insurance company decide not to pay out for the accident, to you or any one else involved.
What is Modified Car Insurance ?
With the increasing popularity in Modified Cars, General Car Modding, Tuning either by performance parts such as engine mods, induction kits, perfomance exhausts etc or by styling such as body kits, alloys, spoilers or front or tail light modifications that are not stock parts a few Insurance companies have started to accomodate for such things and quote you pretty reasonably for it.
But the fact is not many Insurance Companies out there do quote fair, reasonable prices and are still living in the stone age and the worst part of this is that thousands of people in the UK are paying way over the odds, paying stupid prices for Modified Car Insurance.
So we are here to try and explain the do’s and don’t of Modified Car Insurance and try and save you money.
Modified Car Insurance is when you Modify a Car away from its standard stock or factory part, whether your increasing the Cars performance or simply replacing the wheels with bigger ones you need to inform your insurance company to save the unfortunate event of a none payout after an accident. Technically even if you add a spoiler or change the lights from none standard you should be informing the insurance company.
My car was Modified When i Bought it do i still need Modified Car Insurance ?
In short yes, even if you have bought a car with modifications on you need to inform the insurance company what part of the Car has been Modified, whether its a sporty model, Japanese import or has what you know as none standard Modified Car parts such as bigger alloys you should let your insurance company know just incase.
Who is best or who is Cheap Modified Car Insurance ?
Most people in the UK who have run Modified Cars for many years will more than likley have heard of a company called Adrian Flux, they are still probably one of the best Modified Car Insurance Companies around and i personally have used them on my last three cars after finding no-one who could come near in price.
But nowdays however it is still worth shopping around. Have a look at our Top UK Modified Car Insurance list to see the best websites and Modified Car Insurance companies around at the time.
So if you are looking for Cheap Modified Car Insurance or Japanese Import Car Insurance then look no further, please visit our other pages and our Gallery.
Check on the left for the most popular Modified Car Insurance searches and see if it matches the kind of car insurance you are after BMW, Vauxhall, Volkswagon & Subaru amongst the most popular.
